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Public Adjusting - Appraisal - Estimating 
Residential and Commercial 

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Public Adjusting

  • Navigating an insurance claim can be complex and time-consuming. Our team is here to alleviate that burden, advocate for your best interests, and deliver results through strategic, knowledgeable representation.

  • Our role is to act exclusively on the Policyholder's behalf—not the insurance company’s—to ensure consumers receive a fair, timely, and fully justified settlement.

  • With expertise in property damage assessment, policy interpretation, and claim negotiation, we manage every aspect of the claims process.

  • Whether your loss involves fire, water, wind, hail, or other perils, we conduct a thorough evaluation and prepare a comprehensive claim package to properly present the loss to the Carrier. 

 Appraisal

  • The insurance appraisal process is used to resolve disputes between Policyholders and insurance companies over the value of the loss. 

  • Appraisal is meant to be a faster and less formal than litigation, offering a structured path to settling disputes in loss valuation. 

  • The appraisal clause can be located in most policies within the "Conditions" section. 

  • Appraisers are required to be unbiased, and advocate for their position, not their client. 

  • We handle appraisal assignments for Carriers and Policyholders. 

Estimating

  • With our experience in both residential and commercial construction techniques, our team of Xactimate Certified estimators accurately represent the scope of the loss and provide a professional and detailed estimate.

  • Estimates are tailored to customer preferences and job specific protocols. 

  • We provide on-site inspection services to document the loss, if the full scope is not completely known. 

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Contact us

Cactus Claim Service LLC

979-355-1072

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